Short Term Medical Insurance

Short Term Medical Insurance  


At a Glance


Are you between jobs? Or perhaps a recent college graduate looking for that first job? Then chances are you're in need of temporary medical insurance until you become part of an employer's plan.


The Short Term Medical Plan provides comprehensive, temporary medical coverage at a reasonable price. It's an affordable plan that gives you peace of mind knowing you won't have to worry about the cost of health care. You select the coverage period that fits your situation.

Get your personalized instant quote!


How to Apply


Click here to get your personalized instant quote. Don't delay! Purchase your policy online today and be protected as early as tomorrow. *


* By clicking "Get Your Quotes Now", you will be leaving your association's insurance program web site. Mercer Consumer, through your insurance program, makes this link available for your convenience and education and does not necessarily endorse it, nor are they responsible for its content. The linked site is owned and operated by Health Plan Administrators, who is solely responsible for its content.


Tell Me More

Where available Coverage is available in most states, but plans may vary depending on individual state laws.
Notes Members of the association and their family are eligible to apply.


Type of Insurance Short Term Medical
Underwritten By Multiple - depends on residence state and preferences
Plan Types HMO, PPO, HSA and Free for Service (differs by state)


This website contains a summary of the insurance policy provisions. If there is a conflict between this site and the actual insurance policy, the insurance policy language will control.

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

Mercer Consumer
540 West Madison, Suite 1200
Chicago, IL 60661
 M-F 7a-5p CST


Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • How do I know if a Short-Term Medical plan is right for me?

    The following questions will help you determine what kind of coverage you need. Are you:

    • Between jobs;
    • Newly employed and waiting for your group coverage to begin;
    • Graduating from college or a recent college graduate;
    • A temporary or seasonal employee;
    • A dependent no longer covered under your parents' plan;
    • On strike, laid-off or a terminating employee;
    • A part-time or temporary worker; or
    • Unable to afford other coverage?

    If you answered YES to any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. If you do not fit into one of these categories, chances are you want an Individual Medical plan.

  • What if I need help?

    You can speak to a licensed insurance agent by calling 1-855-345-0538.

  • Can I put my premium payments on my credit card?

    Yes, you can pay your premiums using your Visa or MasterCard. You can also pay your premiums through monthly EFT, direct bill or through most online bill pay services. Another option is to prepay your insurance for a desired period of time - say three months.

  • Do I need to take an exam?

    An exam is typically not required. But depending on the specific plan you're interested in, you may need to provide evidence of good health before the insurance company approves your policy.

  • Do I have to meet with an insurance agent?

    Issuance of this policy is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without meeting with an agent. You can, of course, talk to a licensed representative if you'd like. Please view the Contact Us section for the toll-free number.

  • How do I apply?

    Click here to get your personalized instant quote or to apply online.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.